page loader

Homeowners Insurance

Homeowners Insurance Protects Your Investment

For most people, their home is their most valuable asset. This is why homeowners insurance is important to have. It’s a form of financial protection for your property and your belongings.
Anyone who owns a home should have this coverage. If you’re paying a mortgage or own the home doesn’t matter – insurance is a good idea. Some mortgage companies require a policy. The payments are handled by the mortgage company, calculated into the escrow payment, and then added to the mortgage payment.

Common Forms of Coverage

An average policy covers the home, your personal belongings, liability, and additional living expenses. These components cover most situations that could occur as a result of disasters, accidents, and theft. Additional living expenses are covered in the event that the home is temporarily uninhabitable.

It’s just as important to know what’s not covered as it is to know what is covered. You might need to add coverage for situations such as a flood or a hurricane. You can also add riders to ensure there is sufficient coverage for high value items inside your home.

Homeowners insurance is a great benefit. If something happens to your home or belongings under a coverable incident, just file a claim so the insurance company can help.